SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C.  20549

 

FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

 

Date of Report

 

August 20, 2004

(Date of earliest event reported)

 

August 20, 2004

 

Main Street Trust, Inc.

(Exact name of Registrant as specified in its charter)

 

Illinois

(State or other jurisdiction of incorporation)

 

 

 

000-30031

 

37-13338484

(Commission File Number)

 

(I.R.S. Employer Identification Number)

 

 

 

100 W. University Ave., Champaign, Illinois

 

61820-4028

(Address of principal executive offices)

 

(Zip Code)

 

 

 

(217) 351-6500

(Registrant’s telephone number, including area code)

 

 



 

Item 9.  Regulation FD Disclosure

 

On August 20, 2004, Main Street Trust, Inc. filed applications with bank regulatory agencies regarding the proposed merger of its two wholly-owned banking subsidiaries.  Main Street intends to merge The First National Bank of Decatur with and into BankIllinois, an Illinois state chartered bank.  If approved by the regulators, Main Street intends to change the name of the surviving bank to Main Street Bank & Trust.  Main Street expects to continue to operate all of the current offices of BankIllinois and The First National Bank of Decatur after the merger, which is expected to be consummated in mid-November, 2004.

 



 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

MAIN STREET TRUST, INC.

 

 

 

 

 

 

Dated:  August 20, 2004

By:

/s/ Van A. Dukeman

 

Van A. Dukeman

 

President and Chief Executive Officer

 

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