UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
PURSUANT
TO SECTION 13 OR 15(d)
OF THE
SECURITIES
EXCHANGE ACT OF 1934
Date
of
Report (Date of earliest event reported): November 13, 2007
SUPERIOR
BANCORP
(Exact
Name of Registrant as Specified in Charter)
Delaware
State
or
Other
Jurisdiction
of
Incorporation
0-25033
|
63-1201350
|
(Commission
|
(IRS
Employer
|
File
Number)
|
Identification
No.)
|
17
North 20th Street, Birmingham, Alabama
|
35203
|
(Address
of Principal Executive Offices)
|
Zip
Code)
|
(205)
327-1400
(Registrant’s
Telephone Number, including Area Code)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
o Written
communications pursuant to Rule 425 under the
Securities Act (17
CFR
230.425)
o Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
o Pre-commencement
communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
o Pre-commencement
communication pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Section
7 - Regulation FD
Item
7.01. Regulation FD Disclosure.
On
November 13, 2007, representatives of Superior Bancorp will make a presentation
at an investor conference using slides containing the information attached
to
this Form 8-K as Exhibit 99. We expect to use such slides, possibly with
variations, at other investor presentations after that date. We are furnishing
the text of these slides pursuant to the Securities and Exchange Commission’s
Regulation FD. This information is furnished pursuant to Item 7.01 of Form
8-K
and shall not be deemed to be “filed” for the purposes of Section 18 of the
Securities Exchange Act of 1934 or otherwise subject to the liabilities of
that
Section, unless we specifically incorporate it by reference in a document filed
under the Securities Act of 1933 or the Securities Exchange Act of 1934. By
filing this report on Form 8-K and furnishing this information, we make no
admission as to the materiality of any information in this report that is
required to be disclosed solely by reason of Regulation FD.
The
information contained in the slides is summary information that is intended
to
be considered in the context of our SEC filings and other public announcements
that we may make, by press release or otherwise, from time to time. We undertake
no duty or obligation to publicly update or revise the information contained
in
this report, although we may do so from time to time as our management believes
is warranted. Any such updating may be made through the filing of other reports
or documents with the SEC, through press releases or through other public
disclosure.
Section
9 — Financial Statements and Exhibits
Item
9.01. Financial Statements and Exhibits.
(d)
Exhibits
|
Exhibit
99
|
|
Investor
presentation of Superior Bancorp in use beginning November 13,
2007.
|
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
|
|
|
|
SUPERIOR
BANCORP
|
|
|
|
|
|
/s/
C.
Stanley Bailey |
|
C.
Stanley Bailey
|
|
Chairman
and Chief Executive Officer
|
Date:
November 13, 2007
INDEX
TO EXHIBITS
Exhibit
No.
|
|
Description
|
|
|
|
99
|
|
Investor
presentation of Superior Bancorp in use beginning November 13,
2007.
|