UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
_______________
FORM
8-K
CURRENT
REPORT
PURSUANT
TO SECTION 13 OR 15(d)
OF THE
SECURITIES
EXCHANGE ACT OF 1934
Date
of
Report (Date of earliest event reported): May 1, 2008
SUPERIOR
BANCORP
(Exact
Name of Registrant as Specified in Charter)
Delaware
State
or
Other
Jurisdiction
of
Incorporation
|
0-25033
|
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63-1201350
|
|
(Commission
|
|
(IRS
Employer
|
|
File
Number)
|
|
Identification
No.)
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17
North 20th Street, Birmingham, Alabama
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35203
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(Address
of Principal Executive Offices)
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Zip
Code)
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(205)
327-1400
(Registrant’s
Telephone Number, including Area Code)
Check
the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
[_]
Written communications pursuant to Rule 425 under the Securities Act
(17
CFR
230.425)
[_] Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[_] Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
[_] Pre-commencement
communication pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Section
7 - Regulation FD
Item
7.01. Regulation FD Disclosure.
On May
1, 2008, Superior Bancorp posted on its website at www.superiorbank.com
questions and answers concerning the 1-for-4 reverse split of its outstanding
common stock which was effective at the opening of trading on April 28, 2008.
These questions and answers are attached to this Form 8-K as Exhibit 99. We
are
furnishing this information pursuant to the Securities and Exchange Commission’s
Regulation FD. This information is furnished pursuant to Item 7.01 of Form
8-K
and shall not be deemed to be “filed” for the purposes of Section 18 of the
Securities Exchange Act of 1934 or otherwise subject to the liabilities of
that
Section, unless we specifically incorporate it by reference in a document filed
under the Securities Act of 1933 or the Securities Exchange Act of 1934. By
filing this report on Form 8-K and furnishing this information, we make no
admission as to the materiality of any information in this report that is
required to be disclosed solely by reason of Regulation FD.
Section
9 — Financial Statements and Exhibits
Item
9.01. Financial Statements and Exhibits.
(d)
Exhibits
|
Exhibit
99
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Reverse
Stock Split Questions and Answers Posted on Superior Bancorp’s Website
on May 1, 2008.
|
SIGNATURE
Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant
has
duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.
SUPERIOR
BANCORP
/s/
C.
Stanley Bailey
C.
Stanley Bailey
Chairman
and Chief Executive Officer
Date: May
1, 2008
INDEX
TO EXHIBITS
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Exhibit
No.
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Description
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| |
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99
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Reverse
Stock Split Questions and Answers Posted on Superior Bancorp’s Website
on May 1, 2008.
|