st8k603

SECURITES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

Current Report

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) July 21, 2003

S&T Bancorp, Inc
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(Exact Name of Registrant as Specified in its Charter)

Pennsylvania
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(State or Other Jurisdiction of

Incorporation)

0-12508
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(Commission File Number)

25-1434426
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(IRS Employer Identification No.)

43 South Ninth Street, Indiana, PA
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(Address of Principal Executive Offices)

15701
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Zip Code

Registrant's telephone number, including area code

(800) 325-2265
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Item 12 - Results of Operations and Financial Condition

S&T Bancorp, Inc. today announced net income of $12.8 million or $0.48 diluted earnings per share for the second quarter of 2003, compared to $11.8 million net income and $0.44 diluted earnings per share for the second quarter ending June 30, 2002, representing an 8 percent and 9 percent increase for net income and earnings per share, respectively.

For the six months ending June 30, 2003, net income totaled $25.3 million and diluted earnings per share were $0.95, a 9 percent increase as compared to $23.3 million of net income and $0.87 diluted earnings per share for the six months ending June 30, 2002.

 

 



































 

 

ITEM 7 - Financial Statements, Proforma Financial Information and Exhibits

(c) Exhibits

(99) Press Release













































 

SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized.


July 21, 2003

S&T Bancorp, Inc.

/s/ Robert E. Rout

Robert E. Rout
Executive Vice President,
Chief Financial Officer and Secretary