UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities and Exchange Act of 1934
Date
of Report: November 2, 2005
Date
of earliest event reported: November 2, 2005
FULTON
FINANCIAL CORPORATION
(Exact Name of Registrant as specified in its charter)
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| Pennsylvania
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0-10587
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23-2195389 |
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| (State or other jurisdiction
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Commission File No.
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(IRS Employer Identification |
| of incorporation)
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Number) |
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| One Penn Square, P.O. Box 4887, Lancaster, PA |
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17604 |
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(Zip Code) |
Registrant’s telephone number, including area code: (717) 291-2411
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy
the filing obligations of the registrant under any of the following provisions (see General
Instruction A.2. below):
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c)) |
Item 7.01. Regulation FD Disclosure
Pursuant to Regulation FD, information is being attached as an Exhibit to this Current Report
with respect to a presentation to be made by R. Scott Smith, Jr., president and chief operating
officer on November 2, 2005 at 3:30 p.m. eastern time. This presentation, which provides an
overview of Fulton’s strategy and performance, will be made at the 2005 Ryan Beck Financial
Institutions’ Investors Conference hosted by Ryan Beck. A live webcast of the presentation, which
will include slides and audio, will be available via the Internet through Fulton Financial
Corporation’s website at www.fult.com.
The presentation may contain forward-looking statements about Fulton’s growth and acquisition
strategies, new products and services, and future financial performance, including earnings and
dividends per share, return on average assets, return on average equity, efficiency ratio and
capital ratio. Forward-looking statements are encouraged by the Private Securities Litigation
Reform Act of 1995. Such forward-looking information is based upon certain underlying assumptions,
risks and uncertainties. Because of the possibility of change in the underlying assumptions,
actual results could differ materially from these forward looking statements. Risks and
uncertainties that may affect future results include: pricing pressures on loans and deposits,
actions of bank and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Federal Reserve Board, Fulton’s success in
merger and acquisition integration, and customer acceptance of Fulton’s products and services.
Fulton undertakes no obligation to revise or update such statements to reflect current events or
circumstances after the date hereof or to reflect the occurrence of unanticipated events.
Item 9.01. Financial Statements and Exhibits
(c) Exhibits
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99.1 |
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Investor Presentation Slides |