UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant To Section 13 or 15(d) of The Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): January 16, 2008
                                                        (January 15, 2008)

                             OHIO VALLEY BANC CORP.
                           -------------------------
             (Exact name of registrant as specified in its charter)

                                      Ohio
                                     ------
                 (State or other jurisdiction of incorporation)

                   0-20914                       31-1359191
                  ---------                     ------------
          (Commission File Number)  (IRS Employer Identification No.)

                    420 Third Avenue, Gallipolis, Ohio 45631
                   ------------------------------------------
               (Address of principal executive offices) (Zip code)

       Registrant's telephone number, including area code: (740) 446-2631

                                 Not Applicable
                                ----------------
         (Former name or former address, if changed since last report.)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously satisfy the  filing obligation of the registrant under any of the
following provisions:

[   ] Written communications  pursuant  to Rule 425 under the Securities Act (17
      CFR 230.425)

[   ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[   ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[   ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))




Item 8.01 -  Other Events
-------------------------

On January 15,  2008,  the Board of  Directors  of Ohio Valley Banc Corp.,  (the
"Company"),  declared a quarterly cash dividend of $0.19 per common share on its
common stock to be payable on February 10, 2008,  to  shareholders  of record on
January 25, 2008.

A press  release was issued on January 15,  2008  announcing  the details of the
quarterly cash dividend.  A copy of the press release is included with this Form
8-K as Exhibit 99.1 and is incorporated herein by reference.

Item 9.01 - Financial Statements and Exhibits
---------------------------------------------

(a)  Not applicable

(b)  Not applicable

(c)  Not applicable

(d)  Exhibits - The following exhibit is being filed with this Current Report on
     Form 8-K:

Exhibit No.    Description
-----------    -----------
99.1           Press release issued by  Ohio Valley  Banc Corp. on  January  15,
               2008.




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                                   SIGNATURES

     Pursuant to the  requirements of the Securities  Exchange Act of  1934, the
Registrant  has duly  caused this report  to be  signed on  its  behalf  by  the
undersigned thereunto duly authorized.

                                              OHIO VALLEY BANC CORP.


Date: January 15, 2008                 By: /s/ Jeffrey E. Smith
                                           -------------------------------
                                           Jeffrey E. Smith, President and
                                           Chief Executive Officer









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                                  EXHIBIT INDEX


Exhibit Number                      Description
--------------                      -----------
    99.1                            Press  release  issued by  Ohio  Valley Banc
                                    Corp. on January 15, 2008.









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