U.S. Securities and Exchange Commission
Form 40-F
þ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE
SECURITIES EXCHANGE ACT OF 1934
OR
o ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
| For the fiscal year ended December 31, 2004 | Commission File Number 001-15014 |
Sun Life Financial Inc.
Canada
(Province or other jurisdiction of incorporation or organization)
52411
(Primary Standard Industrial Classification Code Number (if applicable))
Not Applicable
(I.R.S. Employer Identification Number (if applicable))
150 King Street West, 6th Floor, Toronto, Ontario, Canada M5H 1J9 (416) 979-4800
(Address and telephone number of Registrant’s principal executive offices)
Sun Life Assurance Company of Canada – U.S. Operations Holdings, Inc.
One Sun Life Executive Park
Wellesley Hills, Massachusetts 02481
(781) 237-6030
(Name, address (including zip code) and telephone number (including area code) of
agent for service in the United States)
Securities registered or to be registered pursuant to Section 12(b) of the Act:
Title of each class
|
Name of each exchange on which registered | |
Common Shares
|
New York Stock Exchange |
Securities registered or to be registered pursuant to Section 12(g) of the Act.
Not Applicable
(Title of Class)
Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act.
Not Applicable
(Title of Class)
For annual reports, indicate by check mark the information filed with this Form:
þ Annual information form o Audited annual financial statements
Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report.
592,043,026 common shares were outstanding on December 31, 2004
Indicate by check mark whether the Registrant by filing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934 (the “Exchange Act”). If “Yes” is marked, indicate the filing number assigned to the Registrant in connection with such Rule.
Yes o No þ
Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports) and (2) has been subject to such filing requirements for the past 90 days.
Yes þ No o
INCORPORATION BY REFERENCE
Disclosure Controls and Procedures
Management of the Company, including its Chief Executive Officer and the Chief Financial Officer, have evaluated the effectiveness of the Company’s disclosure controls and procedures (as defined in Rule 13a-15e of the United States Securities Exchange Act of 1934) as of December 31, 2004 and have concluded that these disclosure controls and procedures were operating effectively as of December 31, 2004.
In addition there have been no material changes in internal control over financial reporting (as defined in Rule 13a-15f of the United States Securities Exchange Act of 1934) during the financial year ended December 31, 2004.
Identification of Audit Committee
The disclosure provided under the heading “DIRECTORS AND EXECUTIVE OFFICERS” in the Renewal Annual Information Form for the year ended December 31, 2004, attached hereto as Exhibit 3, is incorporated by reference herein.
Audit Committee Financial Expert
The disclosure provided under the heading “DIRECTORS AND EXECUTIVE OFFICERS – Audit Committee Financial Expert” in the Renewal Annual Information Form for the year ended December 31, 2004, attached hereto as Exhibit 3, is incorporated by reference herein.
Code of Ethics
The disclosure provided under the heading “CODE OF ETHICS” in the Renewal Annual Information Form for the year ended December 31, 2004, attached hereto as Exhibit 3, is incorporated by reference herein.
Principal Accountant Fees and Services
The disclosure provided under the heading “PRINCIPAL ACCOUNTANT FEES AND SERVICES” in the Renewal Annual Information Form for the year ended December 31, 2004, attached hereto as Exhibit 3, is incorporated by reference herein.
Off-Balance Sheet Arrangements
The disclosure provided under the heading “FINANCIAL POSITION AND LIQUIDITY – Off-balance Sheet Arrangements” in the Management’s Discussion and Analysis for the year ended December 31, 2004, attached as Exhibit 2 hereto, is incorporated by reference herein.
Tabular Disclosure of Contractual Obligations
The disclosure provided under the heading “FINANCIAL POSITION AND LIQUIDITY – Contractual Obligations” in the Management’s Discussion and Analysis for the year ended December 31, 2004, attached hereto as Exhibit 2, is incorporated by reference herein.
UNDERTAKING
Registrant undertakes to make available, in person or by telephone, representatives to respond to inquiries made by the Commission staff, and to furnish promptly, when requested to do so by the Commission staff, information relating to: the securities registered pursuant to Form 40-F; the securities in relation to which the obligation to file an annual report on Form 40-F arises; or transactions in said securities.
SIGNATURES
Pursuant to the requirements of the Exchange Act, the Registrant certifies that it meets all of the requirements for filing on Form 40-F and has duly caused this annual report to be signed on its behalf by the undersigned, thereto duly authorized.
Registrant
|
Sun Life Financial Inc. | |
By (Signature and Title) |
||
| /S/ “Thomas A. Bogart” | ||
| Thomas A. Bogart | ||
| Executive Vice-President and Chief Legal Officer | ||
Date
|
February 14, 2005 |
EXHIBITS:
| 1. | Consolidated Financial Statement for the Year Ended December 31, 2004 | |||
| 2. | Management’s Discussion and Analysis for the year ended December 31, 2004 | |||
| 3. | Renewal Annual Information Form for the year ended December 31, 2004 | |||
| 4. | Auditors’ Consent | |||
| 5. | Comments by Auditors on Canada – United States of America Reporting Difference | |||
| 6. | Consent of Appointed Actuary | |||
| 7. | Notices Regarding Pension Plan Blackout | |||
| 8. | Certification required by Rule 13a-14(b) or Rule 15d-14(b) and Section 1350 of Chapter 63 of Title 18 of United States Code, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 | |||
| • | Chief Executive Officer | |
| • | Executive Vice-President and Chief Financial Officer |
| 9. | Certification required by Rule 13a-14(a) or Rule 15d-14(a), pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 |
| • | Chief Executive Officer | |
| • | Executive Vice-President and Chief Financial Officer |