SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of report (Date of earliest event reported): July 18, 2001
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CONCORD EFS, INC.
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(Exact Name of Registrant as Specified in Charter)
Delaware 000-13848 04-2462252
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(State or Other Jurisdiction (Commission File Number) (IRS Employer
of Incorporation) Identification No.)
2525 Horizon Lake Drive, Suite 120, Memphis, Tennessee 38133
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (901) 371-8000
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N/A
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(Former Name or Former Address, if Changed Since Last Report)
Item 5. Other Events.
Press releases and the reports and other documents we file with the
Securities and Exchange Commission may contain or incorporate by reference
forward-looking statements made pursuant to the safe harbor provisions of
Section 27A of the Securities Act of 1933, as amended, and Section 21E of the
Securities Exchange Act of 1934, as amended. Forward-looking statements are not
guarantees of future performance and involve risks, uncertainties and other
factors, including those set forth in this paragraph. Important factors that
could cause our actual performance or achievements to be materially different
from any future results, performance or achievements expressed or implied by
those statements include, but are not limited to: (i) the failure to
successfully execute our corporate consolidation plan, (ii) the loss of key
personnel or inability to attract additional qualified personnel, (iii) the loss
of key customers, (iv) increasing competition, (v) changes in card association
rules and practices, (vi) the inability to remain current with rapid
technological change, (vii) risks related to acquisitions, (viii) the imposition
of additional state taxes, (ix) continued consolidation in the banking and
retail industries, (x) business cycles and the credit risk of our merchant
customers, (xi) the outcome of litigation involving VISA and MasterCard, (xii)
utility and system interruptions or processing errors, (xiii) susceptibility to
fraud at the merchant level, (xiv) changes in card association fees, products or
practices, (xv) restrictions on surcharging, (xvi) changes in rules and
regulations governing financial institutions and (xvii) volatility of the price
of our common stock. We undertake no obligation to publicly update or revise any
forward-looking statements to reflect changed assumptions, the occurrence of
anticipated or unanticipated events or changes to future results over time. See
the cautionary statements included as Exhibit 99.1 to this Form 8-K for a more
detailed discussion of the foregoing and other factors.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(a) - (b) Not applicable.
(c) Exhibits:
Exhibit
Number Description of Exhibit
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99.1 Cautionary Statements
2
Signature
Pursuant to the requirements of the Securities Exchange Act of 1934,
as amended, the registrant has duly caused this report to be signed on its
behalf by the undersigned hereunto duly authorized.
CONCORD EFS, INC.
Date: July 18, 2001 By: /s/ E. T. Haslam
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Edward T. Haslam
Chief Financial Officer
Exhibit Index
The following is a list of the Exhibits filed herewith.
Exhibit
Number Description of Exhibit
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99.1 Cautionary Statements