UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2002
Check here if Amendment [_]; Amendment Number:
This Amendment (Check only one): [_] is a restatement.
[_] adds new holdings entries.
Institutional Investment Manager:
Name: United Fire & Casualty Company
Address: 118 Second Ave., S.E.
Cedar Rapids, IA 52407
Form 13F File Number: 28-6427
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Dianne M. Lyons
Title: Controller
Phone: 319-399-5723
Signature, Place and Date of Signing:
/s/ Dianne M. Lyons Cedar Rapids IA 03-18-03
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[_] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[_] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 83
Form 13F Information Table Value Total: $ 103,742 (in thousands)
List of Other Included Managers: NONE
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER ---VOTING AUTHORITY---
NAME OF ISSUER CLASS CUSIP (x $1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
===================================================================================================================================
Abbott Laboratories Common 002824-10-0 6,000 150,000 SH Sole 150,000
Alderwoods Group Inc. Common 014383-10-3 182 38,421 SH Sole 38,421
Alliant Energy Common 018802-10-8 136 8,225 SH Defined 8,225
Alliant Energy Corporation Common 018802-10-8 2,022 122,200 SH Sole 122,200
ALLTEL Corporation Common 020039-10-3 638 12,518 SH Sole 12,518
American Express Co Common 025816-10-9 289 8,175 SH Defined 8,175
American Strategic Inc Port II Common 030099-10-5 323 25,420 SH Sole 25,420
Anheuser-Busch Companies Inc Common 035229-10-3 194 4,000 SH Sole 4,000
Applied Materials Inc Common 038222-10-5 199 15,300 SH Defined 15,300
Automatic Data Processing Common 053015-10-3 200 5,100 SH Defined 5,100
BCE Inc. Common 05534B-10-9 292 16,200 SH Sole 16,200
BRE Properties Inc Common 05564E-10-6 562 18,000 SH Sole 18,000
Bank of America Corporation Common 060505-10-4 4,174 60,000 SH Sole 60,000
Bank One Corporation Common 06423A-10-3 1,599 43,740 SH Sole 43,740
Bell South Corporation Common 079860-10-2 414 16,000 SH Sole 16,000
Bemis Company Inc Common 081437-10-5 432 8,700 SH Sole 8,700
Boeing Company Common 097023-10-5 1,155 35,000 SH Sole 35,000
Burlington Northern Santa Fe Common 12189T-10-4 420 16,158 SH Sole 16,158
Burlington Resources Inc Common 122014-10-3 297 6,972 SH Sole 6,972
CVS Corp. Delaware Common 126650-10-0 176 7,050 SH Defined 7,050
Cincinnati Financial Corp Common 172062-10-1 10,908 290,500 SH Sole 290,500
Citigroup Inc. Common 172967-10-1 208 5,916 SH Defined 5,916
Cummins Inc. Common 231021-10-6 550 19,545 SH Sole 19,545
Dean Foods Company Common 242370-10-4 1,194 32,174 SH Sole 32,174
Del Monte Foods Co. Common 24522P-10-3 155 20,097 SH Sole 20,097
Dow Chemical Company Common 260543-10-3 1,782 60,000 SH Sole 60,000
Duke Energy Corporation Common 264399-10-6 1,563 80,000 SH Sole 80,000
Emerson Electric Co. Common 291011-10-4 320 6,300 SH Sole 6,300
Exxon Mobil Corp. Common 30231G-10-2 198 5,675 SH Defined 5,675
Exxon Mobil Corporation Common 30231G-10-2 1,398 40,000 SH Sole 40,000
Fannie Mae Common 313586-10-9 216 3,350 SH Defined 3,350
Federal Signal Corporation Common 313855-10-8 1,454 74,864 SH Sole 74,864
Fidelity National Information Common 31620P-10-9 343 19,890 SH Sole 19,890
First Data Corporation Common 319963-10-4 220 6,200 SH Defined 6,200
Ford Motor Company Common 345370-86-0 279 30,000 SH Sole 30,000
Arthur J Gallagher & Co. Common 363576-10-9 303 10,321 SH Sole 10,321
General Elec Co. Common 369604-10-3 181 7,450 SH Defined 7,450
General Electric Company Common 369604-10-3 5,114 210,000 SH Sole 210,000
H J Heinz Company Common 423074-10-3 1,479 45,000 SH Sole 45,000
Hewlett Packard Co. Common 428236-10-3 249 14,349 SH Defined 14,349
Home Depot Inc. Common 437076-10-2 163 6,800 SH Defined 6,800
Honeywell International Inc. Common 438516-10-6 248 10,318 SH Defined 10,318
Honeywell International Inc. Common 438516-10-6 600 25,000 SH Sole 25,000
Intel Corporation Common 458140-10-0 166 10,650 SH Defined 10,650
Intel Corporation Common 458140-10-0 156 10,000 SH Sole 10,000
J P Morgan Chase & Co. Common 46625h-10-0 164 6,850 SH Defined 6,850
Johnson & Johnson Common 478160-10-4 317 5,900 SH Defined 5,900
Johnson & Johnson Common 478160-10-4 537 10,000 SH Sole 10,000
King Pharmaceutical Common 495582-10-8 187 10,900 SH Defined 10,900
Merrill Lynch & Co Inc. Common 590188-10-8 223 5,875 SH Defined 5,875
Motorola Inc. Common 620076-10-9 519 60,000 SH Sole 60,000
Newell Rubbermaid Inc Common 651229-10-6 478 15,766 SH Sole 15,766
Nicor Inc. Common 654086-10-7 681 20,000 SH Sole 20,000
Ohio Casualty Corporation Common 677240-10-3 130 10,000 SH Sole 10,000
Old Republic International Corp. Common 680223-10-4 2,609 93,168 SH Sole 93,168
Penford Corporation Common 707051-10-8 282 20,000 SH Sole 20,000
Penwest Pharmaceuticals Co. Common 709754-10-5 318 30,000 SH Sole 30,000
PepsiCo Inc. Common 713448-10-8 844 20,000 SH Sole 20,000
Pfizer Common 717081-10-3 179 5,850 SH Defined 5,850
Pioneer-Standard Electronics Common 723877-10-6 2,566 279,571 SH Sole 279,571
Procter & Gamble Company Common 742718-10-9 2,406 28,000 SH Sole 28,000
Progress Energy Inc. Common 743263-10-5 829 19,131 SH Sole 19,131
QCR Holdings Inc. Common 74727A-10-4 768 45,454 SH Sole 45,454
SBC Communications Inc. Common 78387g-10-3 216 7,950 SH Defined 7,950
SBC Communications Inc. Common 78387G-10-3 2,141 78,960 SH Sole 78,960
SAFECO Corporation Common 786429-10-0 1,614 46,550 SH Sole 46,550
Safeway Inc. Common 786514-20-8 120 5,125 SH Defined 5,125
St Paul Companies Inc. Common 792860-10-8 741 21,774 SH Sole 21,774
Schering Plough Corp. Common 806605-10-1 147 6,600 SH Defined 6,600
Shopko Stores Inc. Common 824911-10-1 249 20,000 SH Sole 20,000
Smucker J M Co. Common 832696-40-5 22 560 SH Sole 560
TXU Corporation Common 873168-10-8 560 30,000 SH Sole 30,000
Texas Instruments Common 882508-10-4 206 13,750 SH Defined 13,750
TPG NV Common 892339-10-2 66 4,034 SH Sole 4,034
US Bancorp Common 902973-30-4 17,919 844,416 SH Sole 844,416
US Bancorp Common 902973-30-4 243 11,450 SH Defined 11,450
Vectren Corporation Common 92240G-10-1 613 26,658 SH Sole 26,658
Verizon Communications Inc. Common 92343V-10-4 1,420 36,648 SH Sole 36,648
Wachovia Corporation Common 929903-10-2 1,093 30,008 SH Sole 30,008
Wells Fargo & Company Common 949746-10-1 5,492 117,176 SH Sole 117,176
Wintrust Financial Corporation Common 97650W-10-8 7,220 230,523 SH Sole 230,523
Wyeth Corp Common 983024-10-0 252 6,725 SH Defined 6,725
Xcel Energy, Inc. Common 98389B-10-0 220 20,000 SH Sole 20,000
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Report Summary 83 Data Records $ 103,742 0 other managers on whose behalf report is filed