1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 4, 2001 (August 31, 2001) AMERICAN RETIREMENT CORPORATION -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Tennessee 01-13031 62-1674303 ---------------------------------------------- ------------------------ ------------------ (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 111 Westwood Place, Suite 200 Brentwood, Tennessee 37027 ---------------------------------------------- --------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (615) 221-2250 Not Applicable -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) 2 Item 9. Regulation FD Disclosure -------------------------------------- On August 31, 2001, American Retirement Corporation issued a press release announcing that it has modified its liability insurance program. The press release is attached hereto as Exhibit 99.1. 2 3 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERICAN RETIREMENT CORPORATION Date: August 31, 2001 By: /s/ George T. Hicks -------------------------------- George T. Hicks Executive Vice President and Chief Financial Officer 3 4 EXHIBIT INDEX No. Exhibit --- ------- 99.1 August 31, 2001 Press Release