SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

        Date of Report (Date of Earliest Event Reported): April 24, 2003

                              THE BANC CORPORATION
             (Exact Name of Registrant as Specified in its Charter)

                                    Delaware
                 (State or Other Jurisdiction of Incorporation)

      0-25033                                            63-1201350
(Commission File No.)                       (I.R.S. Employer Identification No.)

                              17 North 20th Street
                            Birmingham, Alabama 35203
                    (Address of Principal Executive Offices)

                                 (205) 326-2265
              (Registrant's Telephone Number, Including Area Code)



Item 7.  Financial Statements and Exhibits

         (c.) Exhibits



         EXHIBIT
           NO.                                         DESCRIPTION
         -------                                       -----------
                                         
         (99)-1                             Press Release dated April 24, 2003.


Item 9.  Regulation FD Disclosure

         On April 24, 2003, The Banc Corporation issued a news release which is
attached hereto as Exhibit (99)-1.

         This information is furnished pursuant to Item 9 of Form 8-K and shall
not be deemed filed for purposes of Section 18 of the Securities Exchange Act of
1934 or otherwise subject to the liabilities of that Section, unless we
specifically incorporate it by reference in a document filed under the
Securities Act of 1933 or the Securities Exchange Act of 1934. By filing this
report on Form 8-K and furnishing this information, we make no admission as to
the materiality of any information in this report that is required to be
disclosed solely by reason of Regulation FD.

                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.


                                    THE BANC CORPORATION


                                    By    /s/ F. Hampton McFadden, Jr.
                                      -----------------------------------------
                                              F. Hampton McFadden, Jr.
                                            Executive Vice President and
                                                   General Counsel

Dated: April 25, 2003