Rear-end collisions remain one of the most frequent types of vehicle accidents in New York, often causing serious disruptions in the lives of those affected. These types of crashes, ranging from simple fender benders to high-impact collisions, demand swift attention to legal and insurance matters. In a recent article titled “If Someone Rear-Ends You, Whose Insurance Do You Call?”, New York rear-end car accident attorney Samantha Kucher (https://www.rrklawgroup.com/if-someone-rear-ends-you-whose-insurance-do-you-call/) discusses the process of determining liability and how insurance coverage applies in these cases.
New York’s no-fault insurance laws add another layer of consideration to rear-end accidents, requiring drivers to first turn to their own insurance for coverage of medical expenses. According to Samantha Kucher, understanding the limits and types of coverage within a policy is critical in these situations. As a New York rear-end car accident attorney, Kucher emphasizes the importance of knowing when to involve the at-fault driver’s insurance—especially for property damage or when injuries exceed the no-fault threshold.
Samantha Kucher explains that while fault is typically assigned to the rear driver, exceptions do exist, making legal interpretation important. “Rear-end collisions are typically the fault of the driver in the back, so their liability coverage pays for your damages. However, also notify your own insurer in case the other driver is uninsured or underinsured,” she states in the article. The New York rear-end car accident attorney outlines scenarios in which the front driver may share some level of fault, such as stopping suddenly or engaging in erratic driving.
The Kucher Law Group offers legal support for individuals navigating these claims. According to Kucher, understanding how New York’s comparative negligence rules apply can significantly influence the outcome of a claim. In cases where both drivers share responsibility, compensation is reduced proportionally based on each party’s percentage of fault. This can affect everything from insurance payouts to the success of a legal claim for additional damages.
The article also highlights the importance of gathering information immediately after an accident. Kucher outlines essential steps including photographing the scene, obtaining witness accounts, and filing a police report. These actions help to establish a strong foundation for insurance claims and any potential legal proceedings. Without sufficient documentation, it becomes more difficult to prove fault or challenge an insurance company’s decision.
Under New York law, every driver is required to carry Personal Injury Protection (PIP) coverage, which addresses immediate medical costs regardless of fault. However, PIP does not cover property damage. Samantha Kucher explains that victims often need to pursue a claim through the at-fault driver’s liability insurance to recover costs for vehicle repairs. In cases involving extensive damage or injuries, navigating this dual insurance pathway becomes necessary.
Insurance companies conduct their own investigations following rear-end collisions, examining accident reports, photographic evidence, and statements from all involved parties. As Samantha Kucher notes, the results of these investigations play a major role in determining which insurance company ultimately covers specific expenses. If the damages exceed what PIP provides, or if the injured party meets the threshold for serious injury, legal action against the at-fault party may be appropriate.
In situations where claims are denied, delayed, or undervalued by insurers, legal representation can help secure fair compensation. Kucher points out that legal support becomes particularly crucial when the injuries are severe, insurance coverage is limited, or liability is contested. With litigation deadlines governed by New York’s statute of limitations, timely legal intervention is essential.
Samantha Kucher also underscores that filing a personal injury lawsuit after a rear-end collision must occur within three years of the accident. In fatal cases, the statute allows two years from the date of death to file a wrongful death claim. Missing these deadlines can result in forfeiting the right to compensation altogether.
The article urges individuals to be proactive in managing the aftermath of a rear-end accident. Reporting the incident to the proper authorities, contacting insurance companies within the required timeframe, and understanding the provisions of existing policies are all necessary steps. Samantha Kucher advises keeping detailed records of expenses, medical treatments, and correspondence with insurance companies to support a strong claim.
Anyone injured in a rear-end crash in New York may face not only physical recovery but also legal and financial uncertainties. Promptly contacting a New York rear-end car accident attorney like Samantha Kucher can help protect rights and provide clarity in a confusing process. The Kucher Law Group works to ensure that those affected by negligent driving receive appropriate compensation and support.
For those dealing with insurance disputes, vehicle repairs, or prolonged injury recovery after being rear-ended in New York, understanding available legal options is vital. Taking early action and securing qualified legal representation can make a significant difference in the outcome of a claim.
About Kucher Law Group:
Kucher Law Group handles cases involving car accidents, personal injury, and other legal matters throughout New York. Led by attorney Samantha Kucher, the firm is dedicated to advocating for individuals seeking compensation after rear-end collisions and other traffic-related incidents.
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Company Name: Kucher Law Group Injury Attorney
Contact Person: Samantha Kucher
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Phone: (929) 563-6780
Address:463 Pulaski St #1c
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State: New York 11221
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Website: https://www.rrklawgroup.com/brooklyn-personal-injury-attorney/
