VDE Americas and kWh Analytics Join Forces to Optimize Insurance Premiums for Solar Assets Designed for Hail Resiliency

VDE Americas, a global leader in technical advisory and catastrophic risk assessment services for the solar power industry, and kWh Analytics, a leading Climate Insurance provider that differentiates premiums based on renewable energy asset resiliency, have jointly launched a new assessment form that evaluates solar site hail vulnerability and protective measures. The launch coincides with the beginning of North America’s hail season, which spans from April through September, giving solar developers and operators a timely resource to safeguard their assets during these high-risk months.

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Solar project stakeholders can use VDE Americas’ best practices for hail defense to minimize meteorological and financial risk exposure during North America’s hail season (April–September). These commonsense measures not only mitigate hail damage potential but also can qualify projects for differentiated insurance premium pricing from kWh Analytics.

Multiple, high-profile hail losses have caused insurance challenges for solar assets, fueling the industry to adopt resilience measures, such as deploying thicker glass solar panels that are less prone to cracking. However, for insurance carriers to effectively assess risk mitigation, they need data.

To provide meaningful hail risk evaluation data, VDE Americas and kWh Analytics have jointly developed the Hail Stow and Risk Evaluation form. This easy-to-use assessment allows insurance underwriters and financiers to confirm and monitor hail defense functionality. The form also provides an option for insurers to connect with tracker manufacturers and independent engineers directly for project specifics.

Ultimately, projects that use this form and demonstrate the effectiveness of their resiliency efforts should receive insurance credits for doing so. The form and recommendations are informed by VDE’s comprehensive best practices for hail defense, which include proactive solar panel stowing—tilting solar panels at extreme angles to minimize hail impact damage—sector-specific hail forecasting, and alert-based hail stow.

kWh Analytics’ and VDE Americas’ approach to risk modeling leverages radar-based weather data and equipment-specific hail resiliency characteristics to create a data-driven model that rewards resilient design and operational excellence. By incorporating reliable, site-specific hail risk data and equipment performance metrics, this approach creates a more precise risk assessment framework that benefits proactive solar owners and operators. "Our evidence-based premium differentiation rewards projects with proven hail defense strategies, sending an insurance price signal to the industry and incentivizing the design, construction, and operation of more resilient solar assets," said Nicole Thompson, Senior Manager of Data Science at kWh Analytics.

The form works alongside VDE Americas' Hail Risk Intelligence suite to address solar projects’ vulnerabilities to hail. The evaluation provides insurers with standardized criteria to assess hail readiness, while the Intelligence suite equips operators with practical tools—including hail risk engineering reports, a Hail Risk Atlas with ArcGIS mapping, technical guidance for stow procedures, and forensic analysis capabilities. Together, these resources help solar projects both strengthen their resilience against hail damage and demonstrate resilience to insurers.

"Safeguarding energy assets against severe weather risk is critical to maintaining grid stability across the United States," said Brian Grenko, CEO and President of VDE Americas. "This collaboration transforms how the industry approaches hail risk by establishing clear, actionable guidelines for resilient design and operations, plus an incentive to demonstrate hail defenses are in place and working as expected."

For more information visit: www.vdeamericas.com and www.kwhanalytics.com/.

About VDE Americas

VDE Americas provides technical advisory and risk mitigation services to equipment manufacturers and those who develop, finance, construct, own, operate, and insure large-scale solar power generation and energy storage facilities. The company’s products and services have facilitated the financing of over $15 billion in operating renewable energy assets. VDE Americas is the world’s leading expert in solar project hail risk intelligence and loss prevention.

About VDE

VDE, one of the largest technology organizations in Europe, has been regarded as a synonym for innovation and technological progress for more than 130 years. VDE is the only organization in the world that combines science, standardization, testing, certification, and application consulting under one umbrella. The VDE mark has been synonymous with the highest safety standards and consumer protection for more than 100 years.

About kWh Analytics

kWh Analytics, a leading Climate Insurance provider, underwrites property insurance and revenue firming products for renewable energy assets. Our proprietary database of 300,000+ zero-carbon projects and $100B in loss data fuels advanced modeling and insights, enabling precise underwriting decisions. This data-driven approach incorporates resiliency measures in risk evaluation, promoting sustainable practices in the renewable energy sector.

Trusted by 5 of the top 10 global (re)insurance carriers, we've insured over $40 billion in assets to date. Our tailored solutions further our mission of providing best-in-class Insurance for our Climate. Recognized by InsuranceERM Climate and Sustainability Awards, kWh Analytics continues to pioneer in the renewable energy insurance sector.

Learn more at https://www.kwhanalytics.com/, or LinkedIn.

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